Rate

7.99%

Time to close
14 to 22 Days

Loan Amount

$450k to $3M

Mixed Use Commercial

Streamline funding for mixed-use spaces combining residential and retail to boost long-term value.

Term
30 Year or Interest Only
Leverage

75% LTV

$450k to $3M

Min/Max Loan Amount

75% LTV

Loan-to-Value LTV
Loan-to-Cost (LTC)

7.99%

Rate
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14 to 22 Days

Closing Timeline
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Step 1: Submit Your Deal

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Who can apply?

We strive to make our loan process simple and accessible to everyone.

Experience

1 Year Holding Experience

Loan Term

30 Year or Interest Only

Credit score

700+ Score

Our Mission Card Icon

Liquidity/Reserves

25% Down + 6mo. Reserves

Property Type

Mixed Use 2-8 Units | 50%+ Residential

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Key Loan Terms for Real Estate Investors

Transparent and Investor-Focused Loan Terms

Product Type
Mixed Use Commercial
Experience Required:
1 Year Holding Experience
Minimum Credit Score:
700
Liquidity:
25% Down
Reserves:
6mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
14 to 22 Days
Draw Schedule:
N/A
Rate:
7.99%
Loan-to-Value LTV:
75%
Loan-to-Cost (LTC):
N/A
Loan Term:
30 Year or Interest Only
Asset Types:
Mixed Use 2-8 Units | 50%+ Residential
Loan Amount Min:
$450k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
2 to 8 Units

Meet The Leader

With nearly three decades of experience in the mortgage industry, Salvator Zangari has been guiding clients through home financing since 1995. As a seasoned loan officer, he specializes in helping borrowers navigate complex lending options with clarity and confidence. His approach is grounded in deep industry knowledge, strategic loan structuring, and a strong commitment to transparency, ensuring clients fully understand their options and feel secure at every stage of the mortgage process.

Throughout his career, Salvator has successfully assisted a wide range of clients, including first-time homebuyers, move-up buyers, long-term homeowners, and real estate investors. Having worked through multiple market cycles, interest rate environments, and regulatory changes, he is able to provide steady, informed guidance even during uncertain conditions. Clients value his ability to anticipate challenges, communicate proactively, and structure loans that align with both immediate needs and long-term financial goals.

Salvator believes a mortgage is more than a transaction. It is a major financial decision that deserves careful planning and experienced guidance. His focus is on building lasting relationships through integrity, responsiveness, and consistent results. By delivering personalized mortgage solutions and a smooth, well-managed experience, he helps clients make confident decisions and work toward sustainable homeownership and long-term financial success.

Salvator Zangari
Licensed Mortgage Professional
Madison Mortgage Services Inc.
NMLS #157750

What our customers say

A range of loan options designed to meet the unique needs of every homebuyer.

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